Head of Finance

Remote (United States)

Job Details

Location: United States

Workplace: Remote

Employment Type: Full Time

Experience: 7+ years

Core Areas: Financial Strategy, FP&A, Capital Planning, Financial Modeling, Treasury Management, Fundraising, Board Reporting, Fintech Payments

Compensation: $200,000 - $245,000 annually, plus equity

About the Role

The Head of Finance is responsible for leading the organization's finance function, establishing financial strategy, and building scalable financial infrastructure to support continued growth. This executive-level role partners directly with the CEO to oversee financial planning, capital management, forecasting, board reporting, fundraising activities, accounting operations, treasury, and long-term business planning while developing a high-performing finance organization.

This position requires deep expertise in fintech and payments economics, financial modeling, investor readiness, FP&A, treasury management, and accounting oversight. The successful candidate will establish financial processes, develop reporting frameworks, support executive decision-making, and provide financial leadership across all business functions while managing and growing the finance team.

What You'll Do

Financial Strategy & Capital Planning

• Develop and execute the company's financial strategy, capital planning, forecasting, cash flow management, runway planning, and long-term financial discipline.
• Evaluate investment opportunities and support executive decisions through financial analysis and strategic planning.

Executive & Investor Reporting

• Serve as a strategic advisor to executive leadership on pricing, resource allocation, financial performance, and growth initiatives.
• Prepare board presentations, executive reporting, investor updates, fundraising analyses, and financial narratives.
• Lead fundraising preparation, investor due diligence, and data room management.

FP&A & Financial Modeling

• Build and maintain driver-based financial models covering GMV, TPV, revenue yield, take rate, unit economics, and business performance.
• Develop dashboards, KPI frameworks, financial reporting, and operational performance metrics.

Payments Finance & Treasury

• Analyze payments revenue, interchange, processor costs, network fees, revenue-sharing agreements, merchant profitability, cohort performance, and partner economics.
• Lead treasury operations, liquidity management, reconciliation, and settlement accounting across ACH, RTP, FedNow, wire transfers, and card payment networks.
• Partner with compliance and payments teams on capital requirements and licensing activities.

Financial Operations

• Lead annual budgeting, long-range planning, and recurring forecasting cycles.
• Oversee monthly close, accounts payable, accounts receivable, bookkeeping, treasury activities, and financial reporting.
• Coordinate external audits and manage relationships with auditors, tax advisors, and banking partners.
• Establish accounting policies, internal controls, and financial governance appropriate for a rapidly growing fintech organization.
• Analyze revenue, pricing, operating expenses, merchant economics, and financial trends to improve business performance and operating efficiency.

Leadership

• Manage, mentor, and expand the finance team while establishing scalable financial processes and operating procedures.
• Build a finance organization capable of supporting future company growth and increasing operational complexity.

Qualifications

• 7+ years of experience in finance, FP&A, investment banking, strategic finance, or closely related disciplines.
• Experience working within an early-stage or venture-backed startup, preferably as a founding or first finance leader.
• Hands-on experience leading fundraising processes, investor diligence, board reporting, and financial presentations.
• Exceptional financial modeling, forecasting, analytical, and business planning skills.
• Strong understanding of fintech, payments business models, and operating metrics.
• Experience partnering directly with executive leadership and presenting financial information to boards and investors.
• Proven ability to build scalable financial reporting, planning, and operational processes.
• Strong communication skills with the ability to translate financial insights into business recommendations.
• Experience directing accounting and operational finance activities through a team.
• Bachelor's degree in Finance, Economics, Accounting, Business Administration, or a related field.
• CPA, CFA, or MBA is considered an advantage.

Preferred Qualifications

• Experience in payments, fintech, SaaS, or embedded finance.
• Knowledge of interchange, network fees, processor pricing models, and revenue-sharing structures.
• Experience with investor relations, corporate development, or fundraising initiatives.
• Experience building and managing a finance team from the ground up.
• Familiarity with Tableau, Power BI, Looker, SQL, or similar business intelligence tools.